Why Simplicity?

Nonprofit, and a
default provider

We're here to make our members wealthier. We're a KiwiSaver default provider too.

About us

Low, low
fees

The less we take, the more you can make.

Simplicity has calculated the sum of the difference between the Total Expense Ratio (TER) for all diversified funds managed by Simplicity NZ vs the average TER for all KiwiSaver and non-KiwiSaver funds with the same risk profile. Based on Simplicity Funds Under Management as at 28/03/2023 (updated daily). TER data from smartinvestor.sorted.org.nz for the year ending 31/03/2022. The average fee saved is this number divided by the total number of members in Simplicity KiwiSaver Scheme and Investment funds as at the same date.

Fee details

Ethically
invested

We invest with a conscience and apply the same standards to every dollar we invest.

How we invest

15% of fees
to charity

We support great kiwi charities doing good. Over $5 million donated so far %)

Our charity

Our Products

KiwiSaver

Switch in minutes. Grab your IRD number and driver’s licence or passport. We’ll do the rest. Simple %)

Learn more Join Now

Investment Funds

Same investments, same low fees as our KiwiSaver funds, with full access to your money at any time. Sign up in minutes.

Learn more Join Now

First Home Loans

Our 5.85% floating rate (with no early repayment fees) means you could get out of debt faster.

Learn more

Our Charity

$5,523,702 and growing

Here are some of the charities we support.

See all our donations

Ethical Investing

We don't invest in


Alcohol


Tobacco


Gambling and Casinos


Civilian Firearms


Adult entertainment


Military
Weapons


Nuclear
Weapons


Fossil fuels



Learn more


We let the numbers do the talking

For all Simplicity KiwiSaver Funds and non KiwiSaver funds as at 28/03/2023

Members

136,559

Annual fees saved
Simplicity has calculated the sum of the difference between the Total Expense Ratio (TER) for all diversified funds managed by Simplicity NZ vs the average TER for all KiwiSaver and non-KiwiSaver funds with the same risk profile. Based on Simplicity Funds Under Management as at 28/03/2023 (updated daily). TER data from smartinvestor.sorted.org.nz for the year ending 31/03/2022.

$34,984,512 *

An average of $256 per member.

Donations to the Simplicity Foundation

$5,523,702

Funds under management

$4,673,951,656


Some of our recent awards...

Morningstar Awards 2020(c). Morningstar, Inc. All Rights Reserved. Awarded to Simplicity Ltd NZ for Fund Manager of the Year: KiwiSaver, New Zealand.

What our members say

We have 136,559 members for a reason, we love helping them.

Inside our member site

Forecasting Tools

See how different fund types and contributions will impact your projected returns.

Linked Accounts

One central login can give you access to your and your family's accounts.

Total Transparancy

A complete breakdown of every investment, contribution, fee, tax and return, and all returns updated daily.

Easy Switching

Change the funds you're invested in online, at no charge.

Useful stuff


Media Centre

Our latest news and opinions.

Latest news


Learning Centre

Checkout our classrooms or sign up your workplace for a talk.

Classrooms


Calculators

Understand the impact of your saving and investment decisions.

Calculators


Frequently Asked Questions

Answers to all our members' most common questions.

FAQs

Minutes to join

Grab your IRD number and driver licence or passport, and fill in the form. We’ll do everything else %)

Join Now