Simplicity now offers NZ’s lowest cost first home loans. Our 2.95% floating rate (with no early repayment fees) means you can get out of debt faster.
It’s simple. If you’ve;
- Been in KiwiSaver for at least 3 years, and;
- Been a Simplicity KiwiSaver member for at least a year, and;
- Are buying your first home;
You’ll be eligible to enter our monthly ballot.
If your name is drawn in the ballot and you meet our qualifying home loan criteria, you'll have six months to find your first home. If you're not selected, you can put your name back into subsequent monthly ballots until your name is drawn.