Simplicity offers one of NZ’s lowest cost first home loans. Our 3.90% floating rate (with no early repayment fees) means you can get out of debt faster.
It’s simple. If you’re;
- A Simplicity KiwiSaver member, and;
- Buying your first home;
You’ll be eligible to apply online. Existing members login here
All details are in our FAQ section below.
Our Home Loan Terms and Conditions are here.
An example of our First Home Loan Agreement is here.