Simplicity now offers NZ’s lowest cost first home loans. Our 2.25% floating rate (with no early repayment fees) means you can get out of debt faster.
It’s simple. If you’ve;
- Been a Simplicity KiwiSaver member for at least a year, and;
- Are buying your first home;
You’ll be eligible to apply online.
Please read our FAQ section below to see whether you meet the criteria.
Please read and/or download our Home Loan Terms and Conditions here.
For an example of our First Home Loan Agreement click here.