Our Fees
As a nonprofit we work hard to keep our fees low, so you keep more of your money.
KiwiSaver fees
0.25%
(i.e. $2.50 in every $1000)
All diversified funds
Investment Fund fees
0.25%
(i.e. $2.50 in every $1000)
All diversified funds (and Homes and Income Fund)
0.15%
(i.e. $1.50 in every $1000)
Hedged Global Share Fund, Unhedged Global Share Fund and Hedged Global Bond Fund.
0.10%
(i.e. $1 in every $1000)
NZ Cash, Share and Bond Funds
Investment Fund fees
0.25%
(i.e. $2.50 in every $1000)
All diversified funds (and Homes and Income Fund)
0.15%
(i.e. $1.50 in every $1000)
Hedged Global Share Fund, Unhedged Global Share Fund and Hedged Global Bond Fund.
0.10%
(i.e. $1 in every $1000)
NZ Cash, Share and Bond Funds
Simplicity is on a mission to keep fees low. We removed annual member fees for investors under the age of 18 in 2018, and the following year moved to a single member fee regardless of the number of funds held by an investor. In 2020 the membership fee was reduced by $10, and this fee was eliminated for all members in December 2021. On 1 April 2023, the total fund charges on all our non-default KiwiSaver and diversified Investment Funds dropped from 0.31% to 0.30% and on 28 April 2023 they dropped further to 0.29%. On 1 February 2024 we cut the fee for all diversified funds (KiwiSaver and Investment Funds) to 0.25%. All fee percentages are per annum.