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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
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Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/08/2025
This will be our seventh fee cut since we began in 2016, as we continue to pass on the benefits of scale to our members. Get all the details of this change in our blog.
kiwisaver
investments
Published 08/09/2025
If you’ve recently moved (or are planning a move) from Australia to New Zealand, you might be wondering what happens to your Super.
read more
Published 04/09/2025
Markets navigated a busy August, balancing somewhat softer economic data with ongoing central bank action.
education
Published 02/09/2025
Navigating the job market has always been a bit of a rollercoaster, but current economic conditions have turned it into something akin to an extreme sport. We provide some tips to weather the current job-related storm.
Published 01/09/2025
Fonterra is set to sell its brands business to French-owned Lactalis for $3.85 billion, a deal that promises a healthy windfall for its farmer-owners. Sam Stubbs argues it may be a tactical win, but a long-term strategic loss.
Published 25/08/2025
Thinking about switching KiwiSaver providers? Good news is, it’s a lot easier than most people think. So we've a simple step-by-step guide to help you transfer your KiwiSaver account from one provider to another.
News
Published 22/08/2025
We regularly review our investments to ensure they meet our ethical and sustainability standards. Following this review, we have chosen to divest from Israeli Government Bonds in accordance with our Responsible Investment Policy.
simplicity living
Published 14/08/2025
Simplicity Living has bought a 6.1-hectare site on Ladies Mile in Queenstown, where it plans to build up to 600 high-quality homes for long-term rent - its first development outside Auckland and its largest to date.
Published 08/08/2025
July was a complex interplay of economic resilience, policy caution, and geopolitical risk. Markets remained optimistic and returns reflected this, while navigating a landscape shaped by ongoing inflation pressures, trade dynamics, and central bank decisions.
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