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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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13/02/2026
Global markets had a mixed start to 2026. European shares lead gains while US markets slowed. Bond markets saw some volatility, but interest rates stabilised thanks to easing inflation.
kiwisaver
education
Published 18/02/2026
Turning 65 is a milestone worth celebrating. It’s also the age when you gain full access to your KiwiSaver savings and become eligible for NZ Super. For many, the question is: what should I actually do with my KiwiSaver now?
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investments
Published 16/02/2026
There's a lot of confusion around ethical investments. In simple terms, ethical investing is an approach that takes into consideration ESG factors when selecting investments. We explain the nuances in our ethical investing 101 blog.
Published 13/02/2026
simplicity living
Published 28/01/2026
A family of six shares how they found unexpected space - and a sense of community - in their first apartment home.
Published 21/01/2026
KiwiSaver might not be the first thing on your mind when you’re pacing the floor with a newborn at 3am, or juggling after-school activities, but investing early could give your kids a real financial leg up.
Published 15/01/2026
Thinking about switching KiwiSaver providers? Good news is, it’s a lot easier than most people think. So we've provided a simple step-by-step guide to help you transfer your KiwiSaver account from one provider to another.
Published 14/01/2026
Global financial markets closed out 2025 on a mixed note. While share markets delivered solid gains over the year, December itself was quieter, with investors weighing persistent inflation, interest rate uncertainty, and political developments across major economies.
Published 12/01/2026
Can I withdraw my KiwiSaver? Can I stop contributing? What are the consequences if I do? Our updated guide explains the two main options people usually explore during tough financial times: KiwiSaver financial hardship and savings suspensions.
Published 10/12/2025
Profit taking, future growth worries and rising AI-related debt levels emerged as the big themes of November. The Magnificent 7 now make up around 35% of the S&P 500, and this month they dragged the market down.
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