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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/10/2026
Our KiwiSaver Growth Fund has ranked #1 for 10-year returns in two independent surveys, by Morningstar and Melville Jessup Weaver (MJW).
kiwisaver
News
Published 10/11/2026
Simplicity’s KiwiSaver Growth Fund ranked first for 10-year returns in Morningstar’s Growth category. Andrew Lance, Simplicity CIO, chatted to BusinessDesk about how the fund invests and manages risk.
read more
Published 22/10/2026
charity
Published 21/10/2026
A balance between today and the future is at the heart of the Simplicity Foundation's October giving round. At $1,647,700 across 18 organisations, it's the largest round of grants so far.
investments
Published 20/10/2026
Simplicity has committed $50 million to Icehouse Ventures’ Growth Fund III, supporting high-growth Kiwi businesses while investing for our members’ long-term future.
Published 06/10/2026
Rising oil prices put inflation back at the centre of attention in September 2026, and central banks and bond markets reacted sharply alongside slips in share markets around the world. Check out our latest market commentary for more.
education
Published 28/09/2026
Asset classes are the main types of investments, grouped by how they work and how they tend to behave. Spreading your money across them (known as diversification) is one of the simplest and most effective ways to manage investment risk...
Published 04/09/2026
Markets rose modestly in August 2026 as AI enthusiasm offset higher oil prices and rising bond yields. Read the latest market updates across US, Europe, Asia, Australia and NZ.
Published 31/08/2026
From 1 October 2026, the annual fee on all our diversified KiwiSaver and Investment Funds will fall from 0.24% to 0.23%. It’s our eighth fee cut in 10 years, and part of our commitment to pass on the benefits of...
Published 19/08/2026
Ever signed up for a free trial and then struggled to cancel it? Bought something because a countdown clock told you the deal was about to disappear? Or reached the checkout only to discover the price had mysteriously crept up?...
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