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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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This fund invests in a mix of growth and income assets.
Homes and Income Fund
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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07/03/2026
Sam Stubbs and Shamubeel Eaqub share practical tips for managing market volatility
investments
Published 11/05/2026
For Kiwi investors, April was a reminder that share and bond markets don't always move in the same direction. Find out what moved markets when it came to shares, bonds, interest rates and inflation.
read more
media
Published 10/05/2026
Sam Stubbs explains why listing KiwiBank on the NZX could lower mortgage rates, lift deposit rates and bring real competition to the big Aussie banks - who made combined profits of $6.7 billion in 2025.
education
Published 21/04/2026
If you’ve been asking, “How can I start investing?” the answer's usually simpler than it sounds. We outline steps to start investing in our simple guide.
Published 14/04/2026
March 2026 was a volatile month for global markets. Rising conflict in the Middle East pushed oil and gas prices higher, inflation worries returned, and sharemarkets fell. Here’s what happened and what it could mean for Kiwi investors.
Infrastructure
Published 01/04/2026
Sam Stubbs shares why he believes politicians point fingers about why energy bills are increasing - successive governments are to blame. And only a government can fix it.
kiwisaver
Published 25/03/2026
From 1 April, the minimum KiwiSaver contribution rates are increasing. Do you know what the changes mean for you?
Published 11/03/2026
What happened in global markets in February 2026? A simple breakdown of shares, interest rates, bonds and what it could mean for Kiwi investors.
Published 09/03/2026
Sam Stubbs argues the Moa Point failure reveals New Zealand’s huge water infrastructure challenge – and why KiwiSaver investment could help fix it.
Published 07/03/2026
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