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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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07/03/2026
Sam Stubbs and Shamubeel Eaqub share practical tips for managing market volatility
investments
Published 11/03/2026
What happened in global markets in February 2026? A simple breakdown of shares, interest rates, bonds and what it could mean for Kiwi investors.
read more
kiwisaver
Published 09/03/2026
Sam Stubbs argues the Moa Point failure reveals New Zealand’s huge water infrastructure challenge – and why KiwiSaver investment could help fix it.
Published 07/03/2026
simplicity living
Published 06/03/2026
Simplicity Living announced today that it has purchased 1.4ha of land in Mount Albert for a 203 home Build-to-Rent development.
charity
Published 24/02/2026
Food Rescue organisations provide a critical service, dramatically reducing food waste and providing local communities with access to fresh food.
A closer look at Simplicity Living inside your KiwiSaver or Investment fund — how it’s structured and what it means for you.
education
Published 23/02/2026
Wondering how much you should contribute to KiwiSaver in 2026? From 1 April the default contribution rate is 3.5%. Learn how to maximise your employer match and govt contribution.
Published 18/02/2026
Turning 65 is a milestone worth celebrating. It’s also the age when you gain full access to your KiwiSaver savings and become eligible for NZ Super. For many, the question is: what should I actually do with my KiwiSaver now?
Published 16/02/2026
There's a lot of confusion around ethical investments. In simple terms, ethical investing is an approach that takes into consideration ESG factors when selecting investments. We explain the nuances in our ethical investing 101 blog.
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