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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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21/11/2025
Simplicity and Mayor Wayne Brown have launched 'Jaffas for Good,' celebrating an iconic Kiwi treat’s final chapter.
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investments
Published 12/02/2024
After such a strong finish to 2023 across the financial markets, January 2024 was quite the mixed bag. Read about what happened across shares, fixed income and economies both here and abroad.
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Published 15/01/2024
We're starting off the new year with some good news in financial markets! Read about what happened in December in the markets both here in NZ and internationally, and what's happening in the economy.
Published 01/01/2024
We've just cut our fees across all KiwiSaver and diversified investment funds to 0.25%. As a nonprofit, Simplicity looks to pass on the benefits of scale to members. Read more for all the details!
Published 12/12/2023
Finally, some good news to share after what has felt like a depressing few months in financial markets. Things are finally (and tentatively) looking up, from several angles.
Published 01/11/2023
KiwiSaver has been a huge success. New Zealanders have already saved close to $100 billion, but that’s not as good as it seems, because Australia has over NZD $3.8 trillion saved.
Published 21/09/2023
Two main approaches to investment management which are continually debated are active vs passive investing. What do we really mean by these terms, and is one fundamentally better?
Published 18/09/2023
Fees on financial products and services can be a real mystery, especially to new or less seasoned investors. With complex fee structures buried in the fine print or seemingly baked in like filo pastry, it can be confusing. When it...
media
Published 01/09/2023
Politician's just "don't get KiwiSaver", says Simplicity MD Sam Stubbs. Speaking to the owner of Good Returns he says both parties' policies are disappointing tinkering around the edges.
Published 18/08/2023
Investment research house Morningstar produces a quarterly report on KiwiSaver. We help break down the latest one and how it can help you.
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