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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
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Published 15/05/2023
KiwiSaver members have recently received a Statement of Holdings and Tax Statement for the financial year. Your instinct may be to panic or worry that you need to do something, however there is no reason to. This statement simply shows...
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investments
Published 25/04/2023
Simplicity is changing the manager of our international investment portfolios from Vanguard to DWS International GmbH (DWS).
Published 27/03/2023
By Amanda Morrall Been thinking about your retirement savings sitting in your KiwiSaver account, tantalisingly close but just out of reach? Watching your balance take the hits over the past 12 months, and…
media
In his latest Stuff opinion piece, Sam Stubbs discusses how KiwiSaver could fund the infrastructure we desperately need, allowing Kiwis to invest local money in quality, long-term projects with stable returns.
Published 10/03/2023
Simplicity announced today a 3.3% total fee cut across its Conservative, Balanced and Growth KiwiSaver funds and diversified investment funds, effective 1 April. The fee cut is the fifth in five years. Sam Stubbs, Simplicity’s Managing Director was very critical...
Published 17/02/2023
Have you been impacted by the recent flooding or Cyclone Gabrielle? If you've had essential household items significantly damaged in the recent flooding or by Cyclone Gabrielle you may be able to withdraw…
Published 02/02/2023
2022 was a turbulent year for investors. Globally, share markets fell by over 15%, while here in New Zealand KiwiSaver funds fell on average 6% to 10% over 12 months. The big question on everyone’s mind now is what will...
Published 23/01/2023
If it’s not already on there, do yourself a favour and include a 2023 KiwiSaver health check on your to-do list. Maybe even put it at the top! Many will have put their KiwiSaver statements to the back of the closet...
Published 20/08/2021
As the father of KiwiSaver and the Cullen Fund, Michael Cullen began a transformation of the well-being of many New Zealanders.
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