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High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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This fund invests in a mix of growth and income assets.
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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30/01/2025
MD and Founder of Simplicity joins Anna Thomas for the RNZ Road Trip, sharing his story and picking the tunes on a virtual trip to Coromandel.
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investments
Published 24/01/2025
As tempting as it is to get stuck into the daily grind in Jan, it’s important to check in every now and again with your long-term finances. And there's no time like the present to get it done!
read more
Published 31/12/2025
2024 was a tough year for many. And it’s natural to see plenty of dark clouds ahead. But for Sam Stubbs, there are several things making him feel optimistic. Check out his top reasons to feel good about 2025.
charity
Published 05/12/2024
In the world of finance, the pursuit of profit often takes centre stage. But when Simplicity was set up back in 2016, the founders wanted to do things a little differently. So how does our "15% of fees to charity"...
Published 03/12/2024
While seemingly small, fees can significantly reduce your long-term savings. We explore the impact of fees when it comes to investing.
education
Published 21/11/2024
Retirement planning isn’t just about saving—it’s about knowing how to spend wisely to make your money last. From bucket-list travel to downsizing or creating a financial legacy, retirement spending varies for everyone. Having a spending strategies can ensure your...
Published 04/11/2024
Value for money in KiwiSaver is more than just the fees you pay - it’s about the quality and range of benefits you receive in return. Yet, understanding what you’re really getting for your money isn’t always easy...
Published 12/08/2024
You could probably hear a collective Hallelujah (not the song by Leonard Cohen, but rather a cheer) as finally mortgage interest rates showed signs of starting to decline in July. Read on for all the latest in markets, rates and...
Published 15/07/2024
The spectacular bull run in US shares continued with most of the upward momentum continuing to rest squarely on the shoulders of a small section of the market, namely tech and tech-associated…
Published 18/06/2024
If your parents set up a KiwiSaver account for you when you were a child and you are 18, it is now your responsibility to manage your own KiwiSaver account, including choosing…
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