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High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
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This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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This fund invests in a mix of growth and income assets.
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This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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21/11/2025
Simplicity and Mayor Wayne Brown have launched 'Jaffas for Good,' celebrating an iconic Kiwi treat’s final chapter.
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Published 23/11/2025
Sam Stubbs discusses his gripes with Air New Zealand overcharging when it comes to domestic routes, and how things could be changed. Many are doing it tough right now, and Air NZ needs to give them a break.
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investments
Published 12/11/2025
As a nation, we currently spend 6% of GDP on infrastructure, but will need to spend 10% to make up both the shortfalls in maintenance and new infrastructure. That's a very big ask.
Published 03/11/2025
Simplicity has established InfraKiwi Limited to help close New Zealand’s $210 billion infrastructure gap by matching Kiwis’ long-term savings with the country’s long-term needs. This Q&A explains InfraKiwi’s purpose, funding approach, and long-term vision to keep essential assets - like...
Published 27/10/2025
By Sam Stubbs. This article was originally written for The Post. The first economic policy of the Labour Party, the Future Fund, is both unsurprising and curious.
News
Published 21/10/2025
Simplicity has been helping KiwiSaver members take their first step into home ownership with low-cost, floating-rate home loans since 2019. We've now expanded the offer, making it possible for members still living in their first home to refinance too.
Published 08/09/2025
If you’ve recently moved (or are planning a move) from Australia to New Zealand, you might be wondering what happens to your Super.
Published 01/09/2025
Fonterra is set to sell its brands business to French-owned Lactalis for $3.85 billion, a deal that promises a healthy windfall for its farmer-owners. Sam Stubbs argues it may be a tactical win, but a long-term strategic loss.
Published 25/08/2025
Thinking about switching KiwiSaver providers? Good news is, it’s a lot easier than most people think. So we've a simple step-by-step guide to help you transfer your KiwiSaver account from one provider to another.
property investment
Published 05/08/2025
The days of living off the efforts of our forebearers is coming to an end. Anyone travelling on congested roads, old trains - or unable to drink tap water - knows we need to upgrade much of our infrastructure.
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