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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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This fund invests in a mix of growth and income assets.
Homes and Income Fund
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/08/2025
This will be our seventh fee cut since we began in 2016, as we continue to pass on the benefits of scale to our members. Get all the details of this change in our blog.
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investments
Published 08/09/2025
If you’ve recently moved (or are planning a move) from Australia to New Zealand, you might be wondering what happens to your Super.
read more
Published 01/09/2025
Fonterra is set to sell its brands business to French-owned Lactalis for $3.85 billion, a deal that promises a healthy windfall for its farmer-owners. Sam Stubbs argues it may be a tactical win, but a long-term strategic loss.
Published 25/08/2025
Thinking about switching KiwiSaver providers? Good news is, it’s a lot easier than most people think. So we've a simple step-by-step guide to help you transfer your KiwiSaver account from one provider to another.
property investment
Published 05/08/2025
The days of living off the efforts of our forebearers is coming to an end. Anyone travelling on congested roads, old trains - or unable to drink tap water - knows we need to upgrade much of our infrastructure.
Published 03/07/2025
KiwiSaver got a shake up - with rising contributions, reduced government incentives, and new rules for teens. This blog unpacks the changes, who’s affected, and how to stay on track for a secure retirement.
media
Published 11/06/2025
The National party doesn't have a stellar record in encouraging Kiwis to save for their retirement. But, as Sam Stubbs writes for The Post, the latest Budget 2025 changes are actually positive. But should they go further, making KiwiSaver compulsary?
Published 12/05/2025
We’re super proud of this team after being named a People’s Choice provider in Consumer NZ’s 2025 KiwiSaver satisfaction survey – for the sixth year running.
education
If you’ve been wondering whether you can transfer your KiwiSaver account to another provider, the short answer is: yes, at any time. We explain the in's and out's of of switching, especially in challenging market times.
Published 06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the government contribution.
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