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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/10/2026
Our KiwiSaver Growth Fund has ranked #1 for 10-year returns in two independent surveys, by Morningstar and Melville Jessup Weaver (MJW).
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Published 22/10/2026
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Published 28/09/2026
Asset classes are the main types of investments, grouped by how they work and how they tend to behave. Spreading your money across them (known as diversification) is one of the simplest and most effective ways to manage investment risk...
Published 12/08/2026
In this advocacy paper, Sam Stubbs is recommending that the Government consider adopting a clear institutional standard for the Chair of the Financial Markets Authority, as a matter of good governance.
Published 22/06/2026
National’s proposed KiwiSaver changes could mark a major shift in NZ’s retirement savings system. Sam Stubbs shares why making KiwiSaver a bigger part of the election debate could have long-term benefits for savers, the economy, and future governments.
Published 29/05/2026
Government contributions are a great way boost your KiwiSaver balance - but some important changes came into effect recently. Here’s what you need to know about eligibility, contributions, and how to make sure you don’t miss out this year.
Published 26/05/2026
This happy team is very proud to have been named a Consumer NZ People’s Choice KiwiSaver provider for the seventh year in a row.
Published 25/03/2026
From 1 April, the minimum KiwiSaver contribution rates are increasing. Do you know what the changes mean for you?
Published 09/03/2026
Sam Stubbs argues the Moa Point failure reveals New Zealand’s huge water infrastructure challenge – and why KiwiSaver investment could help fix it.
Published 07/03/2026
Sam Stubbs and Shamubeel Eaqub share practical tips for managing market volatility
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