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High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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This fund invests in a mix of growth and income assets.
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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07/03/2026
Sam Stubbs and Shamubeel Eaqub share practical tips for managing market volatility
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investments
Published 09/03/2026
Sam Stubbs argues the Moa Point failure reveals New Zealand’s huge water infrastructure challenge – and why KiwiSaver investment could help fix it.
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Published 07/03/2026
education
Published 23/02/2026
Wondering how much you should contribute to KiwiSaver in 2026? From 1 April the default contribution rate is 3.5%. Learn how to maximise your employer match and govt contribution.
Published 18/02/2026
Turning 65 is a milestone worth celebrating. It’s also the age when you gain full access to your KiwiSaver savings and become eligible for NZ Super. For many, the question is: what should I actually do with my KiwiSaver now?
Published 21/01/2026
KiwiSaver might not be the first thing on your mind when you’re pacing the floor with a newborn at 3am, or juggling after-school activities, but investing early could give your kids a real financial leg up.
Published 15/01/2026
Thinking about switching KiwiSaver providers? Good news is, it’s a lot easier than most people think. So we've provided a simple step-by-step guide to help you transfer your KiwiSaver account from one provider to another.
Published 12/01/2026
Can I withdraw my KiwiSaver? Can I stop contributing? What are the consequences if I do? Our updated guide explains the two main options people usually explore during tough financial times: KiwiSaver financial hardship and savings suspensions.
Published 23/11/2025
Sam Stubbs discusses his gripes with Air New Zealand overcharging when it comes to domestic routes, and how things could be changed. Many are doing it tough right now, and Air NZ needs to give them a break.
Published 12/11/2025
As a nation, we currently spend 6% of GDP on infrastructure, but will need to spend 10% to make up both the shortfalls in maintenance and new infrastructure. That's a very big ask.
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