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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/10/2026
Our KiwiSaver Growth Fund has ranked #1 for 10-year returns in two independent surveys, by Morningstar and Melville Jessup Weaver (MJW).
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kiwisaver
Published 28/09/2026
Asset classes are the main types of investments, grouped by how they work and how they tend to behave. Spreading your money across them (known as diversification) is one of the simplest and most effective ways to manage investment risk...
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Published 19/08/2026
Ever signed up for a free trial and then struggled to cancel it? Bought something because a countdown clock told you the deal was about to disappear? Or reached the checkout only to discover the price had mysteriously crept up?...
Published 28/07/2026
You can trust financial information better once you understand the nature of it and who it's coming from. There's never been more financial information available; money advice and opinions are everywhere. That can be a good thing. The more people...
Published 08/06/2026
If you're making your way to Fieldays this year, come find us.
Published 21/04/2026
If you’ve been asking, “How can I start investing?” the answer's usually simpler than it sounds. We outline steps to start investing in our simple guide.
Published 23/02/2026
Wondering how much you should contribute to KiwiSaver in 2026? From 1 April the default contribution rate is 3.5%. Learn how to maximise your employer match and govt contribution.
Published 18/02/2026
Turning 65 is a milestone worth celebrating. It’s also the age when you gain full access to your KiwiSaver savings and become eligible for NZ Super. For many, the question is: what should I actually do with my KiwiSaver now?
Published 16/02/2026
There's a lot of confusion around ethical investments. In simple terms, ethical investing is an approach that takes into consideration ESG factors when selecting investments. We explain the nuances in our ethical investing 101 blog.
Published 21/01/2026
KiwiSaver might not be the first thing on your mind when you’re pacing the floor with a newborn at 3am, or juggling after-school activities, but investing early could give your kids a real financial leg up.
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