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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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07/03/2026
Sam Stubbs and Shamubeel Eaqub share practical tips for managing market volatility
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kiwisaver
Published 23/02/2026
Wondering how much you should contribute to KiwiSaver in 2026? From 1 April the default contribution rate is 3.5%. Learn how to maximise your employer match and govt contribution.
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Published 18/02/2026
Turning 65 is a milestone worth celebrating. It’s also the age when you gain full access to your KiwiSaver savings and become eligible for NZ Super. For many, the question is: what should I actually do with my KiwiSaver now?
investments
Published 16/02/2026
There's a lot of confusion around ethical investments. In simple terms, ethical investing is an approach that takes into consideration ESG factors when selecting investments. We explain the nuances in our ethical investing 101 blog.
Published 21/01/2026
KiwiSaver might not be the first thing on your mind when you’re pacing the floor with a newborn at 3am, or juggling after-school activities, but investing early could give your kids a real financial leg up.
Published 15/01/2026
Thinking about switching KiwiSaver providers? Good news is, it’s a lot easier than most people think. So we've provided a simple step-by-step guide to help you transfer your KiwiSaver account from one provider to another.
Published 12/01/2026
Can I withdraw my KiwiSaver? Can I stop contributing? What are the consequences if I do? Our updated guide explains the two main options people usually explore during tough financial times: KiwiSaver financial hardship and savings suspensions.
Published 12/09/2025
If you’ve been wondering whether you can transfer your KiwiSaver account to another provider, the short answer is: yes, at any time. We explain the in's and out's of of switching, especially in challenging market times.
Published 02/09/2025
Navigating the job market has always been a bit of a rollercoaster, but current economic conditions have turned it into something akin to an extreme sport. We provide some tips to weather the current job-related storm.
Published 29/07/2025
Mortgages can be boring, confusing and generally something we only think about once we have to. But understanding how they work - and the different types available - can make a big difference.
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