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Refinancing now available for first home owners

21/10/2025

Simplicity has been helping KiwiSaver members take their first step into home ownership with low-cost, floating-rate home loans since 2019. We've now expanded the offer, making it possible for members still living in their first home to refinance too.

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education

Staying resilient in a challenging job market

Published 02/09/2025

Navigating the job market has always been a bit of a rollercoaster, but current economic conditions have turned it into something akin to an extreme sport. We provide some tips to weather the current job-related storm.

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education

Four ways to borrow: What type of mortgage is right for...

Published 29/07/2025

Mortgages can be boring, confusing and generally something we only think about once we have to. But understanding how they work - and the different types available - can make a big difference.

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kiwisaver

education

Can I switch KiwiSaver providers? | Your simple guide

Published 12/05/2025

If you’ve been wondering whether you can transfer your KiwiSaver account to another provider, the short answer is: yes, at any time. We explain the in's and out's of of switching, especially in challenging market times.

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investments

education

How compounding returns can supercharge your investments

Published 06/05/2025

Albert Einstein called compounding interest the “Eighth wonder of the world" saying “Those who understand it, earn it. Those who don’t, pay it.” Over time, compounding returns can be one of the most powerful forces in your financial life.

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investments

education

Active vs Passive: Which is best in a challenging market?

Published 28/04/2025

In uncertain times, it can be tempting to change your investment strategy, and jump into something that sounds smarter, faster, or more reactive. But data shows that over time, very few active funds outperform their passive benchmarks.

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education

kiwisaver

Nest eggs for little Kiwis - KiwiSaver & kids

Published 17/04/2025

KiwiSaver might not be the first thing on your mind when you’re pacing the floor with a newborn at 3am, or juggling after-school activities, but investing early could give your kids a real financial leg up.

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education

Bouncing back: How to rebuild an emergency fund

Published 04/04/2025

You did the right thing. You spent the last year or two diligently building up your emergency savings - putting aside money bit by bit, staying disciplined, maybe even making sacrifices to get there. And then… life happened. What next?

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education

kiwisaver

Scrimp, save, splurge? Long-term spending strategies for retirement

Published 21/11/2024

Retirement planning isn’t just about saving - it’s about knowing how to spend wisely to make your money last. From bucket-list travel to downsizing or creating a financial legacy, retirement spending varies for everyone. Having a spending strategies can ensure...

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education

Rainy Day Funds: Nice to have or necessity?

Published 24/06/2024

Planning ahead for unexpected situations will help grow your financial capability - for yourself, and as a family.

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