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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/08/2025
This will be our seventh fee cut since we began in 2016, as we continue to pass on the benefits of scale to our members. Get all the details of this change in our blog.
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Published 11/11/2024
Planning for retirement? KiwiSaver can help you build a more secure financial future.
read more
Published 04/11/2024
Value for money in KiwiSaver is more than just the fees you pay - it’s about the quality and range of benefits you receive in return. Yet, understanding what you’re really getting for your money isn’t always easy...
investments
Published 12/08/2024
You could probably hear a collective Hallelujah (not the song by Leonard Cohen, but rather a cheer) as finally mortgage interest rates showed signs of starting to decline in July. Read on for all the latest in markets, rates and...
Published 15/07/2024
The spectacular bull run in US shares continued with most of the upward momentum continuing to rest squarely on the shoulders of a small section of the market, namely tech and tech-associated…
education
Published 18/06/2024
If your parents set up a KiwiSaver account for you when you were a child and you are 18, it is now your responsibility to manage your own KiwiSaver account, including choosing…
Published 11/06/2024
May was all about the government's Budget 2024, changing economic outlooks and a sprinkle of positivity in the markets. Get all the latest in our May market commentary.
Published 24/05/2024
Who do NZ’s politicians trust with their retirement fund? The Waikato Times reported on who has their KiwiSaver funds where... & Simplicity fares well.
Published 17/05/2024
April's market performance was nothing to shout about. US markets ran out of puff, and the NZ economy threw up no surprises. Read our April market commentary now.
News
Published 16/04/2024
Consumer NZ’s annual KiwiSaver satisfaction survey has found NZ-owned nonprofit fund manager Simplicity has the most satisfied customers.
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