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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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This fund invests in a mix of growth and income assets.
Homes and Income Fund
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/08/2025
This will be our seventh fee cut since we began in 2016, as we continue to pass on the benefits of scale to our members. Get all the details of this change in our blog.
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media
Published 27/03/2023
In his latest Stuff opinion piece, Sam Stubbs discusses how KiwiSaver could fund the infrastructure we desperately need, allowing Kiwis to invest local money in quality, long-term projects with stable returns.
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Published 10/03/2023
Simplicity announced today a 3.3% total fee cut across its Conservative, Balanced and Growth KiwiSaver funds and diversified investment funds, effective 1 April. The fee cut is the fifth in five years. Sam Stubbs, Simplicity’s Managing Director was very critical...
Published 17/02/2023
Have you been impacted by the recent flooding or Cyclone Gabrielle? If you've had essential household items significantly damaged in the recent flooding or by Cyclone Gabrielle you may be able to withdraw…
Published 02/02/2023
2022 was a turbulent year for investors. Globally, share markets fell by over 15%, while here in New Zealand KiwiSaver funds fell on average 6% to 10% over 12 months. The big question on everyone’s mind now is what will...
Published 23/01/2023
If it’s not already on there, do yourself a favour and include a 2023 KiwiSaver health check on your to-do list. Maybe even put it at the top! Many will have put their KiwiSaver statements to the back of the closet...
Published 20/08/2021
As the father of KiwiSaver and the Cullen Fund, Michael Cullen began a transformation of the well-being of many New Zealanders.
Published 25/02/2021
There are three awards worth winning in KiwiSaver, and this year we’ve won all three, having just been awarded Morningstar’s Fund Manager of Year: KiwiSaver.
Published 18/10/2016
KiwiSaver is often referred to as a set and forget investment.
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