Login
About
Our Story
Our Numbers
Our Fees
Our Team
Our Foundation
Our Impact
Ethical Investing
KiwiSaver
Our Scheme
Fund Types
Performance
Documents
FAQs
KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
Home Loans
Calculators
KiwiSaver Calculators
Investment Funds Calculators
Learn
Blog
Simplicity Research Hub
Workplace
Podcast
Classrooms
Contact Us
Email Us
Request a call
Join
22/05/2025
KiwiSaver is getting a shake-up - including higher contribution rates, reduced government incentives, and expanded access for younger members. Shamubeel explains what’s changing and how to prepare.
Published 27/11/2024
The RBNZ has cut the OCR to 4.25% as the economy faces its deepest recession in decades. While inflation has eased, further rate cuts are needed to stabilise the economy and prevent unnecessary job losses and closures.
read more
Published 25/11/2024
Kiwis are still doing it tough. They're being more careful with their spending, and money doesn't go as far. According to Shamubeel, this can be explained by three broad factors.
Published 22/11/2024
566,000 households were renting in 2023—that's one-third of all New Zealand households. However, gaps in regulation and inconsistent standards highlight the need for better oversight to ensure quality experiences for both renters and landlords.
Published 15/11/2024
The recent spike in corporate insolvencies reflects the toll of the current recession on many businesses in New Zealand. While challenges remain, tentative signs of resilience and recovery are emerging, offering hope for better economic conditions ahead.
Published 07/11/2024
The US has elected Donald Trump as president. What does this mean for NZ? It means dealing with change. Chief Economist, Shamubeel Eaqub, shares his insights on how this leadership transition could impact our economy.
Published 05/11/2024
Inflation might be cooling down, but it’s still leaving a chill on household budgets. Check out the latest data and what it all means according to our Chief Economist Shamubeel Eaqub.
Published 28/10/2024
Preparing for future generations requires tough choices today to ensure sustainability tomorrow. Listen to Shamubeel's podcast conversation with Dr. Nina Su on navigating intergenerational equity and building a better future for New Zealand.
Published 25/10/2024
Rotorua's population growth since 2014 has boosted jobs, with employment outpacing population gains, but housing supply has lagged, leading to a significant shortfall. Improved housing coordination is essential to address demand and support sustainable growth.
Published 21/10/2024
KiwiSaver has transformed savings in New Zealand, with $116 billion saved by 2024 and potential to exceed $3 trillion in 20 years. To unlock its full potential, there are three key things we could do.
← 1 2