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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/08/2025
This will be our seventh fee cut since we began in 2016, as we continue to pass on the benefits of scale to our members. Get all the details of this change in our blog.
News
Published 08/08/2025
We’ve got 10 one-year subscriptions to Consumer NZ magazine to give away.
read more
property investment
kiwisaver
Published 05/08/2025
The days of living off the efforts of our forebearers is coming to an end. Anyone travelling on congested roads, old trains - or unable to drink tap water - knows we need to upgrade much of our infrastructure.
simplicity living
Published 01/08/2025
Simplicity Living’s latest Build-to-Rent project in Northcote will deliver 93 sustainable homes, funded by Simplicity members and supporting the regeneration of a thriving Auckland community.
education
Published 29/07/2025
Mortgages can be boring, confusing and generally something we only think about once we have to. But understanding how they work - and the different types available - can make a big difference.
Published 17/07/2025
A secure, affordable home that feels like a resort - Lyn shares how life changed after discovering Simplicity Living.
investments
Published 11/07/2025
Global share markets rebounded in June, with US stocks hitting record highs despite geopolitical tensions. Interest rate cuts remain on the horizon in both NZ and Australia.
Published 03/07/2025
KiwiSaver got a shake up - with rising contributions, reduced government incentives, and new rules for teens. This blog unpacks the changes, who’s affected, and how to stay on track for a secure retirement.
media
Published 26/06/2025
Governments should not take civil institutions doing good work on tiny budgets for granted.
Published 11/06/2025
Markets entered June hovering near record highs, back around where we started 2025. But it’s not all good news - households are cautious while keeping an eye on rising tariffs, a shaky economy and job security.
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