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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
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Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
investments
kiwisaver
Published 31/07/2023
Simplicity, New Zealand’s nonprofit KiwiSaver and Investment Fund manager, has announced that its Private Equity fund has taken a minority stake in Kiwi tax tech company DataTorque. This is the fund’s fourth direct investment in innovative Kiwi businesses.
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charity
In the latest funding round the Simplicity Foundation has donated $328,000 to five key charity partners, and provided twenty small grants to local environmental groups totaling $100,000.
As part of our 2023 giving programme and to help support regional and/or innovative programmes we have allocated $100,000 for a round of one-off grants between $5,000 to $20,000 in the youth development sector.
media
Published 24/07/2023
In his latest opinion piece for Stuff, MD of Simplicity Sam Stubbs discusses the four (sometimes controversial!) institutions that he believes make New Zealand a great place to live.
Published 21/07/2023
Simplicity Living has just completed their second build-to-rent project - the Oranga apartments in Onehunga. A dawn blessing was held on Thursday 20 July to celebrate.
Published 17/07/2023
June marked the official announcement that New Zealand has entered a "technical recession". But what does this mean, and what else happened as we entered the back half of 2023?
Published 10/07/2023
Thanks to the power of compound interest, Sam Stubbs recommends setting up a KiwiSaver or savings account for your child or grandchild from the day they're born, and trying to save at least $5 a day for each of them...
Published 06/07/2023
Hindsight’s a wonderful thing. Had I known at 18 what I know now (almost two decades on), I suspect I’d have a much higher current net wealth. For me, investing isn’t about ‘getting rich’ - it’s about developing the freedom...
Published 30/06/2023
Bonds are basically loans made by investors to bond issuers which are usually companies or governments. When investors buy bonds, they are essentially lending money to the bond issuer for a specified period of time in exchange for regular payments...
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