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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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Join
06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
education
Published 24/06/2024
Planning ahead for unexpected situations will help grow your financial capability - for yourself, and as a family.
read more
kiwisaver
Published 18/06/2024
If your parents set up a KiwiSaver account for you when you were a child and you are 18, it is now your responsibility to manage your own KiwiSaver account, including choosing…
investments
Published 12/06/2024
As part of Simplicity’s fully diversified strategy, our Growth and High-Growth funds invest in a group of high-growth New Zealand companies via Icehouse managed funds. A few of them have their eyes on the sky!
Published 11/06/2024
May was all about the government's Budget 2024, changing economic outlooks and a sprinkle of positivity in the markets. Get all the latest in our May market commentary.
Published 24/05/2024
Who do NZ’s politicians trust with their retirement fund? The Waikato Times reported on who has their KiwiSaver funds where... & Simplicity fares well.
Published 17/05/2024
April's market performance was nothing to shout about. US markets ran out of puff, and the NZ economy threw up no surprises. Read our April market commentary now.
News
Published 16/04/2024
Consumer NZ’s annual KiwiSaver satisfaction survey has found NZ-owned nonprofit fund manager Simplicity has the most satisfied customers.
Published 10/04/2024
March madness didn't disappoint, with a mix of ups, downs and a technical recession. Check out our March market commentary now.
charity
Published 08/04/2024
It was a busy first quarter for the Simplicity Foundation, which made ten donations totalling $375,000.
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