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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/08/2025
This will be our seventh fee cut since we began in 2016, as we continue to pass on the benefits of scale to our members. Get all the details of this change in our blog.
investments
Published 11/07/2025
Global share markets rebounded in June, with US stocks hitting record highs despite geopolitical tensions. Interest rate cuts remain on the horizon in both NZ and Australia.
read more
kiwisaver
Published 03/07/2025
KiwiSaver got a shake up - with rising contributions, reduced government incentives, and new rules for teens. This blog unpacks the changes, who’s affected, and how to stay on track for a secure retirement.
media
Published 26/06/2025
Governments should not take civil institutions doing good work on tiny budgets for granted.
Published 11/06/2025
Markets entered June hovering near record highs, back around where we started 2025. But it’s not all good news - households are cautious while keeping an eye on rising tariffs, a shaky economy and job security.
The National party doesn't have a stellar record in encouraging Kiwis to save for their retirement. But, as Sam Stubbs writes for The Post, the latest Budget 2025 changes are actually positive. But should they go further, making KiwiSaver compulsary?
Published 12/05/2025
We’re super proud of this team after being named a People’s Choice provider in Consumer NZ’s 2025 KiwiSaver satisfaction survey – for the sixth year running.
education
If you’ve been wondering whether you can transfer your KiwiSaver account to another provider, the short answer is: yes, at any time. We explain the in's and out's of of switching, especially in challenging market times.
Published 08/05/2025
April 2025 was a challenging month for global financial markets, marked by sharp volatility and heightened uncertainty.
Published 06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the government contribution.
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