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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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Join
06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
charity
Published 30/10/2023
In the latest funding round, the Simplicity Foundation has donated $456,000 to five key charity partners and two new charities, as well as $100,000 to 13 youth development organisations.
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property investment
Published 26/10/2023
Does property investment still make sense in today's high interest rate environment? In a recent article for Informed Investor Magazine, Sam Stubs weighs in on the debate around housing.
Published 17/10/2023
Simplicity Living announced today its biggest project yet - Te Reiputa - with 297 new one and two-bedroom apartments in Mt Wellington, Auckland.
investments
Published 13/10/2023
Following on from August’s poor market performance, September was again nothing to shout about. Typically share markets go south in September, and this was no exception.
Published 12/10/2023
In September, Simplicity was advised by Bloomberg an issue with obtaining ESG data from Sustainalytics had led to an exclusion failure around indirect involvement in the oil & gas industry.
Published 02/10/2023
Recreate NZ provides life-changing experiences for youth with disabilities across Aotearoa. Their educational and work skills programme MOXIE, provides on-the-job learning and meaningful work experience for young people.
kiwisaver
Published 21/09/2023
Two main approaches to investment management which are continually debated are active vs passive investing. What do we really mean by these terms, and is one fundamentally better?
Published 18/09/2023
Fees on financial products and services can be a real mystery, especially to new or less seasoned investors. With complex fee structures buried in the fine print or seemingly baked in like filo pastry, it can be confusing. When it...
Published 11/09/2023
After the last few months of positive returns, August was a tough month - particularly for NZ markets. Poor domestic performance largely stemmed from China, one of NZ’s major trading partners.
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