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High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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This fund invests in a mix of growth and income assets.
Homes and Income Fund
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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10/11/2025
October was another busy month for markets, with shares continuing to climb, central banks delivering more interest rate cuts, and currency and bond markets reacting to a steady flow of economic data.
kiwisaver
investments
Published 03/11/2025
Simplicity has established InfraKiwi Limited to help close New Zealand’s $210 billion infrastructure gap by matching Kiwis’ long-term savings with the country’s long-term needs. This Q&A explains InfraKiwi’s purpose, funding approach, and long-term vision to keep essential assets - like...
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charity
Published 29/10/2025
The Simplicity Foundation has approved more than $750,000 in new donations this October, supporting 14 organisations helping young people thrive, restoring nature, and strengthening communities across Aotearoa.
Published 27/10/2025
By Sam Stubbs. This article was originally written for The Post. The first economic policy of the Labour Party, the Future Fund, is both unsurprising and curious.
News
Published 21/10/2025
Simplicity has been helping KiwiSaver members take their first step into home ownership with low-cost, floating-rate home loans since 2019. We've now expanded the offer, making it possible for members still living in their first home to refinance too.
Published 09/10/2025
Markets had plenty to digest in September, from the United States (finally!) cutting interest rates, to a deepening recession here at home, and a falling Kiwi dollar.
Published 17/09/2025
Simplicity are proud to be supporting NZ Geographic's Photographer of the Year awards - the country's largest photographic competition and a hugely popular visual arts event. Check out the Portrait category finalists now!
Published 08/09/2025
If you’ve recently moved (or are planning a move) from Australia to New Zealand, you might be wondering what happens to your Super.
Published 04/09/2025
Markets navigated a busy August, balancing somewhat softer economic data with ongoing central bank action.
education
Published 02/09/2025
Navigating the job market has always been a bit of a rollercoaster, but current economic conditions have turned it into something akin to an extreme sport. We provide some tips to weather the current job-related storm.
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