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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/10/2026
Our KiwiSaver Growth Fund has ranked #1 for 10-year returns in two independent surveys, by Morningstar and Melville Jessup Weaver (MJW).
investments
News
Published 11/06/2026
Simplicity Living has bought a further 3ha of land in Queenstown, expanding its development project to more than 1000 quality long-term rental homes to help tackle the region’s desperate need for affordable accommodation for locals.
read more
education
Published 08/06/2026
If you're making your way to Fieldays this year, come find us.
kiwisaver
Published 29/05/2026
Government contributions are a great way boost your KiwiSaver balance - but some important changes came into effect recently. Here’s what you need to know about eligibility, contributions, and how to make sure you don’t miss out this year.
Published 26/05/2026
This happy team is very proud to have been named a Consumer NZ People’s Choice KiwiSaver provider for the seventh year in a row.
Published 16/05/2026
Sam Stubbs examines the case for large-scale data centres in New Zealand, questioning whether their economic benefits outweigh their demands on energy, infrastructure and the environment.
Published 11/05/2026
For Kiwi investors, April was a reminder that share and bond markets don't always move in the same direction. Find out what moved markets when it came to shares, bonds, interest rates and inflation.
media
Published 10/05/2026
Sam Stubbs explains why listing KiwiBank on the NZX could lower mortgage rates, lift deposit rates and bring real competition to the big Aussie banks - who made combined profits of $6.7 billion in 2025.
Published 21/04/2026
If you’ve been asking, “How can I start investing?” the answer's usually simpler than it sounds. We outline steps to start investing in our simple guide.
Published 14/04/2026
March 2026 was a volatile month for global markets. Rising conflict in the Middle East pushed oil and gas prices higher, inflation worries returned, and sharemarkets fell. Here’s what happened and what it could mean for Kiwi investors.
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