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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
Published 01/01/2021
We're starting the New Year with some good news. Our three year fund performance, to the end of November 2020, was as strong as ever. And there's some New Year cheer for charities too, with almost $150,000 of donations made...
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Published 11/11/2020
Simplicity, New Zealand’s nonprofit KiwiSaver scheme, has written to the Air New Zealand Board regarding its executive compensation scheme, asking for it to be redesigned to better serve KiwiSaver shareholders.
Published 25/09/2020
Simplicity Charitable Trust has announced its biggest funding round to date. Over $250,000 has been donated to support young New Zealanders and New Zealand wildlife, from Auckland all the way down to Queenstown.
Published 16/09/2020
This week the Public Trust are asking New Zealanders ‘What’s stopping you from creating a Will?’
Published 10/09/2020
Lisa King, founder of Eat My Lunch and a New Zealander of the Year finalist, has joined Simplicity, New Zealand’s nonprofit, and overall best performing, KiwiSaver manager.
Published 26/08/2020
Until now we've excluded investments in eight industries, globally and in NZ. Australia was the only country not included, now it is. We're also extending our exclusions to more companies involved in fossil fuels and any companies who violate the...
Published 19/08/2020
Simplicity, New Zealand’s lowest cost mortgage lender and KiwiSaver manager, reduced its floating mortgage rate for first home buyers to 2.25% today. “Mortgages appear to be going in one direction, down,” said Sam Stubbs, Simplicity Managing Director. “And there's still...
Published 13/08/2020
For those interested in how Covid is impacting investment markets, we're hosting a market update on Zoom, at 1pm today, Thursday 13 August.
Published 04/08/2020
Great news. The latest Morningstar KiwiSaver survey ranks our Conservative Fund #1, Balanced Fund #2, and Growth Fund #6 for three year performance to 30 June 2020, out of 32-59 competitors.
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