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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
update
Published 01/07/2021
We’ve won Consumer NZ’s People’s Choice award for KiwiSaver for a second year in a row, after being awarded top marks in Consumer NZ’s 2021 KiwiSaver customer satisfaction survey.
read more
investments
Published 17/06/2021
X1000 - Meet the New Zealand company in the business of scalable space transportation.
We reduced our first home floating mortgage rate to 1.90% per annum today, a record low in New Zealand.
Published 14/05/2021
KiwiSaver Manager Simplicity has been awarded default provider status by the Government which means more scale, and an increased ability to disrupt the market.
Published 12/05/2021
Simplicity is hitting the road. Come and join our team, including founder and Managing Director Sam Stubbs, for a presentation about investing in uncertain times, and why we're optimistic about the future.
Published 05/05/2021
Simplicity already offers NZ's lowest floating rate first home mortgage, at 2.25%. Due to high demand, this has only been available to KiwiSaver members who'd been with Simplicity for at least one year. But our fast growth means we can...
Published 07/04/2021
We started planting trees last year, after members told us that the environment and climate change were among their top concerns. Planting trees is a simple and effective way to mitigate climate change and enhance native wildlife habitats around New...
Published 23/03/2021
KiwiSaver provider Simplicity has committed $20 million to a new initiative aiming to raise $100 million to address New Zealand’s housing shortage and help Kiwi families into new homes around the country.
kiwisaver
Published 25/02/2021
There are three awards worth winning in KiwiSaver, and this year we’ve won all three, having just been awarded Morningstar’s Fund Manager of Year: KiwiSaver.
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