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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
charity
Published 21/07/2023
Simplicity Living has just completed their second build-to-rent project - the Oranga apartments in Onehunga. A dawn blessing was held on Thursday 20 July to celebrate.
read more
investments
Published 17/07/2023
June marked the official announcement that New Zealand has entered a "technical recession". But what does this mean, and what else happened as we entered the back half of 2023?
media
kiwisaver
Published 10/07/2023
Thanks to the power of compound interest, Sam Stubbs recommends setting up a KiwiSaver or savings account for your child or grandchild from the day they're born, and trying to save at least $5 a day for each of them...
Published 06/07/2023
Hindsight’s a wonderful thing. Had I known at 18 what I know now (almost two decades on), I suspect I’d have a much higher current net wealth. For me, investing isn’t about ‘getting rich’ - it’s about developing the freedom...
Published 30/06/2023
Bonds are basically loans made by investors to bond issuers which are usually companies or governments. When investors buy bonds, they are essentially lending money to the bond issuer for a specified period of time in exchange for regular payments...
Published 20/06/2023
May was a busy month in terms of the financial markets. After a strong start for share markets around the world during the first quarter, May saw local markets in particular come under pressure - with the NZX 50 index...
Published 19/06/2023
For its wellbeing, Northland needs a four-lane state highway to Whangārei, as a matter of strategic national importance. Only a reliable major highway will generate the broad economic growth, across many industries, that Northland sorely needs. This has proven a...
Published 01/06/2023
Investing can be a powerful tool for growing your wealth and securing a better financial future. Yet, fear of the unknown often holds people back. Use of jargon and complex sounding concepts can act as a barrier for many Kiwis...
Published 15/05/2023
Managing Director, Sam Stubbs, explains why Simplicity's investment approach has changed over time and gives details about the recently increased allocation to unlisted assets.
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