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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
Our Investment Funds
Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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Join
06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
charity
Published 16/12/2022
Thanks to the thousands of members who voted for their preferred charities. They'll receive a combined $500,000 this year, more than double the $200,000 we donated last year %)
read more
Published 15/12/2022
This year, instead of the usual plastic gifts, why not gift into your loved one's investment fund or KiwiSaver fund and help secure their financial future.
property investment
Published 14/12/2022
Simplicity is proud to announce that our MD of Simplicity Living, Shane Brealey, was one of four finalists for the New Zealand Herald's annual 'Business Hero of the Year' 2022 award for…
Published 08/12/2022
What does it really mean to be a socially responsible investor, and what does a socially responsible investment fund include or exclude? With climate change bearing pressure on Mother Earth and all…
Published 31/10/2022
The Simplicity Foundation has made another $379,000 in donations to various Kiwi charities, bringing total donations from the nonprofit KiwiSaver Scheme to $4,715,909. Â Latest donations went to Inspiring Stories' Future Leaders Programme (pictured here), Trees That Count, Big Brothers Big Sisters,...
financial literacy
Published 01/08/2022
Simplicity has teamed up with Potton & Burton publisher Robbie Burton to produce a smart money guide, in plain English, for all New Zealanders.Â
Published 13/07/2022
The Simplicity Foundation has made $420k worth of donations to eight Kiwi ​​charities bringing total donations above $4.2 million. Recipients include some of Simplicity’s long-standing charity partners, as well as some new ones doing amazing work.
investments
Published 10/06/2022
Simplicity Living, owned by funds managed by default KiwiSaver provider Simplicity, has cancelled all orders for Fletcher Building supplied GIB board, and is directly importing high quality plasterboard for its build to rent homes.
Published 02/06/2022
In a bear market, conservative funds performance can be worse than growth funds. And that’s been the case with our Conservative Funds too. But why? For the investment experts who understand the mathematics of bond returns, it's perfectly logical. When interest...
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