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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
Investment Funds
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Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
media
Published 07/03/2023
By Sam Stubbs, MD and founder of Simplicity In 2018, the owners of the four biggest banks in New Zealand were the subject of a public inquiry in Australia.
read more
charity
Published 02/03/2023
Last month, the Foundation donated $300,000 to the relief efforts following the devastation caused by the flooding and Cyclone Gabrielle.
Published 24/02/2023
As a nonprofit social enterprise, Simplicity has always donated 15% of our fees to the Simplicity Foundation, which distributes the funds to NZ charities and causes that need it most.
investments
We like to make your investments simple, and there are many complicated terms being used in the news around the economy these days. So let's clarify three of them: Recession, Interest Rates and Inflation.
kiwisaver
Published 17/02/2023
Have you been impacted by the recent flooding or Cyclone Gabrielle? If you've had essential household items significantly damaged in the recent flooding or by Cyclone Gabrielle you may be able to withdraw…
Published 13/02/2023
By Amanda Morrall Albert Einstein described compound interest as the Eighth Wonder of the World. He said “those who understand compound interest earn it, and those who don’t, pay it”.
Published 02/02/2023
2022 was a turbulent year for investors. Globally, share markets fell by over 15%, while here in New Zealand KiwiSaver funds fell on average 6% to 10% over 12 months. The big question on everyone’s mind now is what will...
Published 23/01/2023
If it’s not already on there, do yourself a favour and include a 2023 KiwiSaver health check on your to-do list. Maybe even put it at the top! Many will have put their KiwiSaver statements to the back of the closet...
Published 16/12/2022
Thanks to the thousands of members who voted for their preferred charities. They'll receive a combined $500,000 this year, more than double the $200,000 we donated last year %)
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