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High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
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This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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This fund invests in a mix of growth and income assets.
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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22/08/2025
This will be our seventh fee cut since we began in 2016, as we continue to pass on the benefits of scale to our members. Get all the details of this change in our blog.
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education
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Published 02/09/2025
Navigating the job market has always been a bit of a rollercoaster, but current economic conditions have turned it into something akin to an extreme sport. We provide some tips to weather the current job-related storm.
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Published 29/07/2025
Mortgages can be boring, confusing and generally something we only think about once we have to. But understanding how they work - and the different types available - can make a big difference.
kiwisaver
Published 12/05/2025
If you’ve been wondering whether you can transfer your KiwiSaver account to another provider, the short answer is: yes, at any time. We explain the in's and out's of of switching, especially in challenging market times.
investments
Published 06/05/2025
Albert Einstein called compounding interest the “Eighth wonder of the world" saying “Those who understand it, earn it. Those who don’t, pay it.” Over time, compounding returns can be one of the most powerful forces in your financial life.
Published 28/04/2025
In uncertain times, it can be tempting to change your investment strategy, and jump into something that sounds smarter, faster, or more reactive. But data shows that over time, very few active funds outperform their passive benchmarks.
Published 17/04/2025
KiwiSaver might not be the first thing on your mind when you’re pacing the floor with a newborn at 3am, or juggling after-school activities, but investing early could give your kids a real financial leg up.
Published 04/04/2025
You did the right thing. You spent the last year or two diligently building up your emergency savings - putting aside money bit by bit, staying disciplined, maybe even making sacrifices to get there. And then… life happened. What next?
Published 21/11/2024
Retirement planning isn’t just about saving - it’s about knowing how to spend wisely to make your money last. From bucket-list travel to downsizing or creating a financial legacy, retirement spending varies for everyone. Having a spending strategies can ensure...
Published 24/06/2024
Planning ahead for unexpected situations will help grow your financial capability - for yourself, and as a family.
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