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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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Diversified and Thematic Funds
This fund invests in a mix of growth and income assets.
Homes and Income Fund
Single Sector Funds
NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
investments
education
Published 06/05/2025
Albert Einstein called compounding interest the “Eighth wonder of the world" saying “Those who understand it, earn it. Those who don’t, pay it.” Over time, compounding returns can be one of the most powerful forces in your financial life.
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News
Published 01/05/2025
Rob will be joining the Board of Simplicity on 1 May and will become independent Chair from 1 July, replacing Joy Marslin, who has been Board Chair since 2016. “We’re delighted to have someone of Rob’s calibre join our mission...
Published 28/04/2025
In uncertain times, it can be tempting to change your investment strategy, and jump into something that sounds smarter, faster, or more reactive. But data shows that over time, very few active funds outperform their passive benchmarks.
kiwisaver
In his latest opinion piece, Simplicity MD Sam Stubbs reflects on some positive economic trends in New Zealand often missed in the headlines.
Published 17/04/2025
KiwiSaver might not be the first thing on your mind when you’re pacing the floor with a newborn at 3am, or juggling after-school activities, but investing early could give your kids a real financial leg up.
Published 15/04/2025
Investment markets have remained spooked off the back of Trump's ongoing tariff talks, weak global growth and potentially increasing inflation. Read our March 2025 market commentary now.
Published 07/04/2025
While unsettling, periods of volatility are a normal part of long-term investing and past market events have shown that patience is often the best strategy. To better understand what is going on in the markets, check out our latest updates.
Published 04/04/2025
You did the right thing. You spent the last year or two diligently building up your emergency savings - putting aside money bit by bit, staying disciplined, maybe even making sacrifices to get there. And then… life happened. What next?
charity
Published 27/03/2025
This month, the Simplicity Foundation reached a major milestone, reaching over $10 million in total donations. With $475,500 distributed in latest funding round to a range of organisations supporting youth development, education, and environmental restoration across New Zealand.
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