News and Updates from Simplicity

What do Trump and trade wars mean for investors?

14/03/2025

The answer is simple: how can anyone possibly predict the future of something as complex as financial markets? Politics sway them - and that is a gamble of predictions at best.

Hardship rules in KiwiSaver and the burden of proof

Published 12/09/2016

Early access to KiwiSaver funds under a 'hardship' claim is treated seriously and requires documentary proof of not being able to meet your basic needs.

Simplicity named a finalist for NZ Innovation Awards 2016

Published 06/09/2016

One of the biggest changes this year was a rise in entrants focused on "making the world a better place".

How 1.3% really is 25%, and why that matters.

Published 29/08/2016

History tells us that the average KiwiSaver portfolio is likely to make something around 5.2% over the long term. If fees are (as they are now) 1.3%, that means one quarter of everything you make goes in the form of...