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KiwiSaver Funds
High Growth Fund
This fund invests mostly in growth assets.
Growth Fund
This fund invests mostly in growth assets, with a limited exposure to income assets.
Balanced Fund
This fund is invested in a mix of growth and income assets.
Default Fund
Conservative Fund
This fund is mostly invested in income assets, with a limited exposure to growth assets.
Defensive Fund
This fund is mostly invested in income assets, with very limited exposure to growth assets.
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This fund invests in a mix of growth and income assets.
Homes and Income Fund
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NZ Share Fund
This fund invests in shares listed on the New Zealand Stock Exchange.
NZ Bond Fund
This fund invests in New Zealand government and investment grade bonds issued in New Zealand dollars.
NZ Cash Fund
This fund invests in a portfolio of cash, short term bonds and other debt securities.
Hedged Global Share Fund
This fund invests in listed company shares in developed markets and is designed to be part of a diversified investment portfolio.
Unhedged Global Share Fund
Hedged Global Bond Fund
This fund invests in investment grade bonds in developed markets and is designed to be part of a diversified investment portfolio.
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06/05/2025
If you're eligible, you could receive an extra boost to your KiwiSaver account annually. Each year could bring up to a maximum of $521.43 via the Government Contribution.
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Published 10/07/2023
Thanks to the power of compound interest, Sam Stubbs recommends setting up a KiwiSaver or savings account for your child or grandchild from the day they're born, and trying to save at least $5 a day for each of them...
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Published 19/06/2023
For its wellbeing, Northland needs a four-lane state highway to Whangārei, as a matter of strategic national importance. Only a reliable major highway will generate the broad economic growth, across many industries, that Northland sorely needs. This has proven a...
Published 27/03/2023
In his latest Stuff opinion piece, Sam Stubbs discusses how KiwiSaver could fund the infrastructure we desperately need, allowing Kiwis to invest local money in quality, long-term projects with stable returns.
Published 07/03/2023
By Sam Stubbs, MD and founder of Simplicity In 2018, the owners of the four biggest banks in New Zealand were the subject of a public inquiry in Australia.
Published 24/02/2023
As a nonprofit social enterprise, Simplicity has always donated 15% of our fees to the Simplicity Foundation, which distributes the funds to NZ charities and causes that need it most.
Published 12/04/2022
It is expensive to live in New Zealand. A recent article comparing 10 basic foods across ten countries, showed the cost of food was 50 per cent higher in New Zealand than in the UK. In Australia, a two-year mortgage from a major...
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