Welcome First Credit Union members
Hello, we're Simplicity
Set up in 2016, Simplicity is a nonprofit fund manager, aiming to make Kiwis richer and smarter with money.
We have low fees and invest ethically. And we donate 15% of our fee to the Simplicity Foundation, which supports great Kiwi charities.
Simplicity KiwiSaver Scheme
We have five KiwiSaver funds - Defensive, Conservative, Balanced, Growth and High Growth. Our KiwiSaver funds are very diversified, with more than 4,000 investments across 20 countries. You can find out more about our funds here.
Our fees are very low - $2.90 for every $1,000 invested, with no membership fees.
We offer non-KiwiSaver funds too.
Source: Simplicity KiwiSaver diversified fund fees are as at 30/04/2025. The average industry fees for KiwiSaver diversified funds are from Sorted Smart Investor as at 30/04/2025. Annual fee amounts are calculated based on a static investment balance of $50,000. The average industry fees may change, and actual fees paid may vary based on investor balance over a given year.
Why a strategic friendship?
FCU and Simplicity are kindred spirits. We're both working hard to provide high quality, low-cost, financial services for New Zealanders. And we share a vision for a better future, where all Kiwis are wealthier and smarter with money.
Together, we want to show New Zealanders there is another way to manage your money. Via companies that are here to benefit their members, not profit themselves.
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