Low fee, diversified funds
with full access to your money
Our Investment Funds have the same diversified investments as our KiwiSaver funds. The annual fees are the same too, i.e. 0.31% management fee. The NZ Share and Bond Funds have an even lower 0.10% management fee p.a. There are no membership fees. The minimum investment amount in each fund is $1,000.
Paying
too much?
Our Conservative, Balanced and Growth funds all charge the same low fee - 0.31% p.a., or $3.10 for every $1000 invested.
Nothing else.
Our NZ Share and NZ Bond funds charge even less - 0.1% p.a., or $1.00 for every $1000 invested.
The fee savings we call the Simplicity Difference. Find yours below.
Fund types
Conservative
The Conservative Fund provides investors with a limited exposure to growth assets, with most of its investments in income earning investments like fixed interest.
Balanced
The Balanced Fund provides investors with an exposure to
a mix of growth investments (eg. Shares) and income
earning investments.
Growth
The Growth Fund provides investors with a limited
exposure to income assets, with most of its investments are
in growth assets (eg. Shares).
NZ Share
The NZ Share Fund invests in securities listed in the New Zealand stock exchange ( NZX ), designed to be the New Zealand share component of a diversified investment portfolio.
NZ Bond
The NZ Bond Fund invests in New Zealand Government bonds and investment grade, liquid bonds issued in New Zealand dollars.
Investment Funds Performance
| Fund Name |
1 Month | 3 Months | 1 Year | 2 Years Annualised | 3 Years Annualised | 5 Years Annualised |
|---|---|---|---|---|---|---|
| Investment Funds Growth Fund | -0.58% | 0.62% | -4.01% | 0.78% | 4.72% | 6.15% |
| Investment Funds Balanced Fund | -0.94% | 0.21% | -4.93% | -0.93% | 2.28% | 4.52% |
| Investment Funds Conservative Fund | -1.35% | -0.46% | -6.66% | -3.65% | -1.67% | 1.79% |
| Investment Funds NZ Share Fund | -0.75% | 3.03% | 0.26% | -0.70% | 2.06% | |
| Investment Funds NZ Bond | -1.70% | -1.01% | -6.44% | -5.10% | -4.44% |
* These returns are to 28-02-2023 and are before tax and after fund management fees. Past performance is not necessarily an indicator of future performance and return periods may differ.
Our member website
Forecasting Tools
See how different fund types and contributions will impact your projected returns.
Linked Accounts
One central login can give you access to all you, and your family's, accounts.
Total Transparency
A complete breakdown of all investments, contributions, fees, taxes and returns.
Easy Switching
You're in charge. You can change the funds you're invested in online at no charge.
Invest in minutes
Joining is easy. Grab your IRD number and driver’s licence or passport, and fill in the one page form.
We’ll do the rest %)