Simplicity
Investment Funds

Our investment funds have the same diversified investments as our KiwiSaver funds. The fees are the same too ie. $30 membership fee + 0.31% management fee, The NZ Share and Bond funds have an even lower 0.10% management fee. For children under 18, membership is free.

Paying
too much?

We believe in plain english and total transparency. We want you to know everything about your investments, and the fees you're paying.

We charge the lowest fees, and it's the same fee for all our diversified funds.

We call it the Simplicity difference. Find yours below.



Annual fees on $50,000 invested in a diversified fund.
Our fee for all funds

* This assumes a 5.33% annual return.
Okay, got it

$185
Average competitor fee for Conservative funds

* Average growth funds fee of 1.26%
Okay, got it

$630
Average competitor fee for Balanced Funds

* Average growth funds fee of 1.62%
Okay, got it

$810
Average competitor fee for Growth Funds

* Average growth funds fee of 1.78%
Okay, got it

$890
Source: NZ Companies Disclose register. Fees are the average for multi sector funds managed by the 8 largest NZ fund managers

I'm years old and investing
$ for years in a
fund
Your Simplicity Difference

Your Simplicity difference
could be 41,000

Switch to Simplicity and you could have around 589,000.


Re calculate


Calculated by comparing average fees charged by 8 multi sector providers growth funds vs our growth fund. Assumes growth rate of 6.67%. All calculations are Simplicity estimates. This example is for illustration purposes only, to show the compounding effect of reduced fees. Actual performance will differ, and no particular return can be promised or guaranteed. Investment in a growth fund may not be appropriate and investors should get financial advice. All figures sourced from the companies office website.

your Simplicity difference of $45,000 could buy...


Your dream car


21 Flights to London


Health Insurance for life


98 years of power

Our member website

Asset 1


Total Transparency

A complete breakdown of all investments, contributions, fees, taxes and returns.

Asset 2


Forecasting

See how different fund types will impact your projected returns.

Team


Easy Switching

You're in charge. You can change the funds you're invested in online at no charge.

Asset 3


Linked Accounts

One central login gives you access to all investments for you and your family.

Fund types

Five funds for a broad range of investors. For diversified funds the fees are the same as KiwiSaver ie. $30 membership fee + 0.31% management fee, The NZ Share and Bond funds have a lower 0.10% management fee. For children under 18, membership is free.

To invest you’ll need to be a citizen of NZ, or have permanent residency. The minimum investment is $5,000, with no entry or exit fees. %)


Conservative

The Conservative Fund provides investors with a limited exposure to growth assets, with most of its investments in income earning investments like fixed interest.


Balanced

The Balanced Fund provides investors with an exposure to a mix of growth investments (eg. Shares) and income earning investments.


Growth

The Growth Fund provides investors with a limited exposure to income assets, with most of its investments are in growth assets (eg. Shares).


NZ Share

The NZ Share Fund invest in the 49 largest companies listed on the New Zealand Stock Exchange which make up the NZX50 share index (except Sky City)


NZ Bond

The NZ Bond Fund invests in New Zealand Government bonds and investment grade, liquid bonds issued in New Zealand dollars.

Invest now

Joining is easy. Grab your IRD# and photo ID (either a driver’s licence or passport) and follow the instructions on the joining form. We’ll take care of everything else. Yep, it’s that simple %)

Ask Artie