Planning for retirement? 

KiwiSaver can help you build a more secure financial future. This page brings together all of our essential tools, calculators, and resources to help you make informed decisions about your retirement savings.

 
✔ Create a retirement plan – Do you know what sort of retirement you want? And how much you’ll need to have saved? If not, try our Retirement Planning Classroom to learn more.

✔ Check your balance – Log in to your Simplicity account to see where you stand now.

✔ Set a retirement savings target – Use the Retirement Calculator to estimate your weekly income in retirement based on your current savings.

✔ Decide when you want to retire – If you plan to keep working past 65, you can continue contributing to KiwiSaver. Check if your employer will keep making contributions too.

✔ Project your future savings – If you plan to keep working beyond 65, use the projection tool (available via your Simplicity account) to see how much more you could save before retirement.

✔ Ensure your fund matches your needs – Your ideal fund may change as you approach retirement. You might also choose to keep your money invested after you retire. Use the Fund Selector to make sure your fund aligns with your goals.

✔ Plan how to manage your money in retirement – Explore different spending strategies in our retirement blog to help you make informed decisions.

Stay informed & get support

✔ Seek guidance if needed – If you're unsure about your options, talk to a financial adviser to get expert advice on your retirement savings.

✔ Have questions? – Check out our FAQs or contact our team at info@simplicity.kiwi if you have any questions.