If allowed to develop to its full potential, Kiwis could have more than $200b saved in KiwiSaver by 2030.

It will be even more if contribution rates are raised or it’s made compulsory. Never in our history will we have so much saved.

However, a recent policy statement by National, regarding access to KiwiSaver savings to start a small business, highlights the perils of tinkering with something so successful.

Read the full article by Sam Stubbs published 4 August on Stuff here.