A KiwiSaver plan that's
simply better
Simplicity is NZ’s not-for-profit KiwiSaver plan, charging members only what it costs, nothing more. That's $20 a year membership fee and $3.10 per $1,000 saved, and children pay no membership fee. It really adds up. We call it the Simplicity difference.
See your Simplicity difference below
You are
years old and
earn
$ a year. Your current
KiwiSaver balance is $Leave blank if you don’t know, we’ll use the average member balance.
Your Simplicity Difference
The average Simplicity difference of $65,000 could buy
18,570
coffees
Your dream car
25 around the
world trips
Our member website
Total Transparency
A complete breakdown of all investments, contributions, fees, taxes and returns.
Forecasting
See how different fund types and contributions will impact your projected returns.
Easy Switching
You're in charge. You can change the funds you're invested in online at no charge.
Linked Accounts
One central login gives you access to all investments for you and your family,
Look who's chosen us
Make us your KiwiSaver provider and we’ll help your employees understand the simple truths about money. Our free online and workplace seminars teach the basics about KiwiSaver and personal finance. Because we’re a not-for-profit there’s no product flogging of things people don’t need or can’t afford. See our Explore section for more details.
Fund types
Conservative
The Conservative Fund provides investors with a limited exposure to growth assets, with most of its investments in income earning investments like fixed interest.
Balanced
The Balanced Fund provides investors with an exposure to
a mix of growth investments (eg. Shares) and income
earning investments.
Growth
The Growth Fund provides investors with a limited exposure to income assets, with most of its investments are in growth assets (eg. Shares).
Guaranteed Income
The Guaranteed Income Fund provides a 4.2% after tax income in retirement via a mix of growth and income assets.