Simplicity is NZ’s not-for-profit KiwiSaver plan, charging members only what it costs, nothing more. That's $30 a year membership fee and $3.10 per $1,000 saved, and children pay no membership fee. It really adds up. We call it the Simplicity difference.
Switch to Simplicity and you could have
around 589,000 by the time you're 65.
A complete breakdown of all investments, contributions, fees, taxes and returns.
See how different fund types and contributions will impact your projected returns.
You're in charge. You can change the funds you're invested in online at no charge.
One central login gives you access to all investments for you and your family,
Make us your KiwiSaver provider and we’ll help your employees understand the simple truths about money. Our free online and workplace seminars teach the basics about KiwiSaver and personal finance. Because we’re a not-for-profit there’s no product flogging of things people don’t need or can’t afford. See our Explore section for more details.
The Conservative Fund provides investors with a limited exposure to growth assets, with most of its investments in income earning investments like fixed interest.
The Balanced Fund provides investors with an exposure to
a mix of growth investments (eg. Shares) and income
The Growth Fund provides investors with a limited exposure to income assets, with most of its investments are in growth assets (eg. Shares).
The Guaranteed Income Fund provides a 5% after tax income in retirement via a mix of growth and income assets.
Whether you’re new to KiwiSaver or switching providers, joining is fast and easy. Grab your IRD# and photo ID (either a driver’s licence or passport) and fill in our one page application. We’ll do everything else. Yep, it’s that simple %)