A KiwiSaver plan that's
simply better

Simplicity is NZ’s not-for-profit KiwiSaver plan, charging members only what it costs, nothing more. That's $30 a year membership fee and $3.10 per $1,000 saved, and children pay no membership fee. It really adds up. We call it the Simplicity difference.

See your Simplicity difference below

You are years old and
earn $ a year. Your current
KiwiSaver balance is $Leave blank if you don’t know, we’ll use the average member balance.

Your Simplicity Difference

Your Simplicity difference
could be 41,000

Switch to Simplicity and you could have
around 589,000 by the time you're 65.

* Calculated by comparing average fees charged for KiwiSaver growth funds vs our growth fund. Assumes growth rate of 6.67%, 6% contributions, Prescribed Investor Rate of 17.5% and 1% pa salary growth. All calculations are Simplicity estimates. This example is for illustration purposes only, to show the compounding effect of reduced fees. Actual performance will differ, and no particular return can be promised or guaranteed. Investment in a growth fund may not be appropriate and investors should get financial advice. All figures supplied by Melville Jessop Weaver

The average Simplicity difference of $65,000 could buy Your Simplicity difference of $45,000 could buy


Your dream car

25 around the
world trips

Our member website

Asset 1

Total Transparency

A complete breakdown of all investments, contributions, fees, taxes and returns.

Asset 2


See how different fund types and contributions will impact your projected returns.


Easy Switching

You're in charge. You can change the funds you're invested in online at no charge.

Asset 3

Linked Accounts

One central login gives you access to all investments for you and your family,

Fund types


The Conservative Fund provides investors with a limited exposure to growth assets, with most of its investments in income earning investments like fixed interest.


The Balanced Fund provides investors with an exposure to a mix of growth investments (eg. Shares) and income earning investments.


The Growth Fund provides investors with a limited exposure to income assets, with most of its investments are in growth assets (eg. Shares).

Guaranteed Income

The Guaranteed Income Fund provides a 5% after tax income in retirement via a mix of growth and income assets.

2 mins to join

Whether you’re new to KiwiSaver or switching providers, joining is fast and easy. Grab your IRD# and photo ID (either a driver’s licence or passport) and fill in our one page application. We’ll do everything else. Yep, it’s that simple %)

Ask Artie