Simplicity in NZ’s nonprofit KiwiSaver plan, charging members low, low fees. The savings really add up. We call it the Simplicity difference
Because we're a not for profit we only charge what it costs.
Our Conservative, Default, Balanced and Growth funds all charge the same low fee - 0.31% p.a., or $3.10 for every $1000 invested.
The fee savings we call the Simplicity Difference. Find yours below.
Yes, it is easy to switch funds. Just log on to your Simplicity account and click on the Switch tab.
There is no cost to switch funds. We do recommend you do some research first. Our Fund Selector can help or check out Sorted.org.nz
Currently, you can only have one fund type with Simplicity KiwiSaver.
Every diversified fund has the same annual fee: $3 for every $1000 invested (0.30%). In our Product Disclosure Statement (PDS) we show an additional 0.01% as a conservative estimate of additional charges incurred within the Vanguard funds we invest into.
There are no membership fees, transaction fees or switch fees. See the fees table here.
Please note: If you top up your investment in any fund, you won't be charged an administration fee but will be paying management fees on the full amount invested.
Make us your KiwiSaver provider and we’ll help your employees understand the simple truths about money. Our free online and workplace seminars teach the basics about KiwiSaver and personal finance.
And because we’re a nonprofit there’s no product flogging. See our Learn section here for more details.
See how different fund types and contributions will impact your projected returns.
One central login can give you access to all you, and your family's, accounts.
A complete breakdown of all investments, contributions, fees, taxes and returns.
You're in charge. You can change the funds you're invested in online at no charge.
Grab your IRD number and driver licence or passport, and fill in the form. We’ll do everything else %)