Our Funds

Our three diversified funds have more than 3,000 investments in 23 countries. The fees are the same as KiwiSaver too, a $20 annual membership fee, and $3.10 for every $1,000 invested. The NZ Share and Bond funds charge $20 membership and $1 for every $1,000 invested. For children under 18 membership is free. The new minimum investment amount is $1,000.

 

Growth

Risk Level
1
2
3
4
5
6
7

The Growth Fund provides investors with a limited exposure to income assets, with most of its investments are in growth assets (eg. Shares). As a result, the return from the Fund is likely to be higher over the longer term (10 years or more) than the Balanced or Conservative Funds, but the value of its investments is likely to fluctuate more than the Balanced or Conservative Funds. The fund has over 3,000 investments in 23 countries.


1 year return
11.52%
Returns are after fees before tax
as at 28/02/2020
Risk Level
1
2
3
4
5
6
7

* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of the fund’s future performance. As the fund has not been in existence for five years, the risk indicator is based on five-year information including actual performance figures from 3 April 2017 and market returns data for the period prior to that date. As a result of this, the risk indicator may provide a less reliable indicator of the potential future volatility of the fund. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates. See the product disclosure statement (PDS) for more information about the risks associated with investing in this fund.
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Balanced

Risk Level
1
2
3
4
5
6
7

The Balanced Fund provides investors with an exposure to a mix of growth investments (eg. Shares) and income earning investments. The return from the Fund is likely to be lower over the longer term (10 years or more) than the Growth Fund, but more than the Conservative fund. The value of your investment is likely to fluctuate more than the Conservative Fund, but less than the growth fund over the short and long term. The fund has over 3,000 investments in 23 countries.


1 year return
10.66%
Returns are after fees before tax
as at 28/02/2020
Risk Level
1
2
3
4
5
6
7

* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of the fund’s future performance. As the fund has not been in existence for five years, the risk indicator is based on five-year information including actual performance figures from 3 April 2017 and market returns data for the period prior to that date. As a result of this, the risk indicator may provide a less reliable indicator of the potential future volatility of the fund. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates. See the product disclosure statement (PDS) for more information about the risks associated with investing in this fund.
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Conservative

Risk Level
1
2
3
4
5
6
7

The Conservative Fund provides investors with a limited exposure to growth assets, with most of its investments in income earning investments like fixed interest. As a result, the return from the Fund is likely to be lower over the longer term (10 years or more) than the Balanced or Growth Funds, but the value of its investments will be more stable over the short and long term. The fund has over 3,000 investments in 23 countries.


1 year return
9.08%
Returns are after fees before tax
as at 28/02/2020
Risk Level
1
2
3
4
5
6
7

* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of the fund’s future performance. As the fund has not been in existence for five years, the risk indicator is based on five-year information including actual performance figures from 3 April 2017 and market returns data for the period prior to that date. As a result of this, the risk indicator may provide a less reliable indicator of the potential future volatility of the fund. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates. See the product disclosure statement (PDS) for more information about the risks associated with investing in this fund.
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NZ Share

Risk Level
1
2
3
4
5
6
7

The NZ Share Fund invests in securities listed in the New Zealand stock exchange ( NZX ), designed to be the New Zealand share component of a diversified investment portfolio.


1 year return
22.12%
Returns are after fees before tax
as at 28/02/2020
Risk Level
1
2
3
4
5
6
7

* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of the fund’s future performance. As the fund has not been in existence for five years, the risk indicator is based on five-year information including actual performance figures from 3 April 2018 and market returns data for the period prior to that date. As a result of this, the risk indicator may provide a less reliable indicator of the potential future volatility of the fund. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates. See the product disclosure statement (PDS) for more information about the risks associated with investing in this fund.
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NZ Bond

Risk Level
1
2
3
4
5
6
7

The NZ Bond Fund invests in New Zealand Government bonds and investment grade, liquid bonds issued in New Zealand dollars, designed to be the New Zealand bond component of a diversified investment portfolio.


1 year return
7.46%
Returns are after fees before tax
as at 28/02/2020
Risk Level
1
2
3
4
5
6
7

* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of the fund’s future performance. As the fund has not been in existence for five years, the risk indicator is based on five-year information including actual performance figures from 3 April 2018 and market returns data for the period prior to that date. As a result of this, the risk indicator may provide a less reliable indicator of the potential future volatility of the fund. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates. See the product disclosure statement (PDS) for more information about the risks associated with investing in this fund.
Latest fund update
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