Our Funds

Our three diversified funds have more than 3,000 investments in 23 countries. Fees are the same as KiwiSaver too, $3.10 for every $1,000 invested. The NZ Share and Bond funds charge $1 for every $1,000 invested. There are no membership fees. The minimum investment amount is $1,000.

 

Growth

Risk Indicator
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The Growth Fund provides investors with a limited exposure to income assets, with most of its investments are in growth assets (eg. Shares). As a result, the return from the Fund is likely to be higher over the longer term (10 years or more) than the Balanced or Conservative Funds, but the value of its investments is likely to fluctuate more than the Balanced or Conservative Funds. The fund has over 3,000 investments in 23 countries.


1 year return
-14.75%
Returns are after fees before tax
as at 31/12/2022
Target Asset Allocation
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Risk Indicator
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Fund Performance

1 Month 3 Months 1 Year 2 Years Annualised 3 Years Annualised 5 Years Annualised
-3.65% 2.52% -14.75% -2.22% 2.35% 5.28%

* These returns are to 31-12-2022 and are before tax and after fund management fees. Past performance is not necessarily an indicator of future performance and return periods may differ.


* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of a fund’s future performance. The risk indicator is based on the returns data for the last five years. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates.
 

Balanced

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The Balanced Fund provides investors with an exposure to a mix of growth investments (eg. Shares) and income earning investments. The return from the Fund is likely to be lower over the longer term (10 years or more) than the Growth Fund, but more than the Conservative Fund. The value of your investment is likely to fluctuate more than the Conservative Fund, but less than the Growth Fund over the short and long term. The fund has over 3,000 investments in 23 countries.


1 year return
-13.49%
Returns are after fees before tax
as at 31/12/2022
Target Asset Allocation
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Latest fund update
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Risk Indicator
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Fund Performance

1 Month 3 Months 1 Year 2 Years Annualised 3 Years Annualised 5 Years Annualised
-3.04% 2.02% -13.49% -3.59% 0.90% 3.82%

* These returns are to 31-12-2022 and are before tax and after fund management fees. Past performance is not necessarily an indicator of future performance and return periods may differ.


* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of a fund’s future performance. The risk indicator is based on the returns data for the last five years. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates.
 

Conservative

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The Conservative Fund provides investors with a limited exposure to growth assets, with most of its investments in income earning investments like fixed interest. As a result, the return from the Fund is likely to be lower over the longer term (10 years or more) than the Balanced or Growth Funds, but the value of its investments are likely to be more stable over the short and long term. The fund has over 3,000 investments in 23 countries.


1 year return
-11.58%
Returns are after fees before tax
as at 31/12/2022
Target Asset Allocation
Join in 2 minutes
Latest fund update
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Risk Indicator
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Fund Performance

1 Month 3 Months 1 Year 2 Years Annualised 3 Years Annualised 5 Years Annualised
-2.02% 1.06% -11.58% -5.86% -1.62% 1.38%

* These returns are to 31-12-2022 and are before tax and after fund management fees. Past performance is not necessarily an indicator of future performance and return periods may differ.


* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of a fund’s future performance. The risk indicator is based on the returns data for the last five years. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates.
 

NZ Share

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The NZ Share Fund invests in securities listed in the New Zealand stock exchange ( NZX ), designed to be the New Zealand share component of a diversified investment portfolio.


1 year return
-10.97%
Returns are after fees before tax
as at 31/12/2022
Target Asset Allocation
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Latest fund update
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Risk Indicator
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Fund Performance

1 Month 3 Months 1 Year 2 Years Annualised 3 Years Annualised 5 Years Annualised
-0.37% 4.12% -10.97% -5.91% 0.33%

* These returns are to 31-12-2022 and are before tax and after fund management fees. Past performance is not necessarily an indicator of future performance and return periods may differ.


* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of a fund’s future performance. The risk indicator is based on the returns data for the last five years. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates.
 

NZ Bond

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The NZ Bond Fund invests in New Zealand Government bonds and investment grade, liquid bonds issued in New Zealand dollars. Designed to be the New Zealand bond component of a diversified investment portfolio.


1 year return
-8.64%
Returns are after fees before tax
as at 31/12/2022
Target Asset Allocation
Join in 2 minutes
Latest fund update
Download Unit Price History
Risk Indicator
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Fund Performance

1 Month 3 Months 1 Year 2 Years Annualised 3 Years Annualised 5 Years Annualised
-1.45% 0.29% -8.64% -7.57% -3.46%

* These returns are to 31-12-2022 and are before tax and after fund management fees. Past performance is not necessarily an indicator of future performance and return periods may differ.


* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of a fund’s future performance. The risk indicator is based on the returns data for the last five years. While risk indicators are usually relatively stable, they do shift from time to time. The risk indicator will continue to be updated in future fund updates.