Our Fees
As a nonprofit we work hard to keep our fees low, so you keep more of your money.
KiwiSaver fees
0.23%
(i.e. $2.30 in every $1000)
All diversified funds
Investment Fund fees
0.23%
(i.e. $2.30 in every $1000)
All diversified funds (and Homes and Income Fund)
0.15%
(i.e. $1.50 in every $1000)
Hedged Global Share Fund, Unhedged Global Share Fund and Hedged Global Bond Fund.
0.10%
(i.e. $1 in every $1000)
NZ Cash, Share and Bond Funds
Investment Fund fees
0.23%
(i.e. $2.30 in every $1000)
All diversified funds (and Homes and Income Fund)
0.15%
(i.e. $1.50 in every $1000)
Hedged Global Share Fund, Unhedged Global Share Fund and Hedged Global Bond Fund.
0.10%
(i.e. $1 in every $1000)
NZ Cash, Share and Bond Funds
Simplicity is on a mission to keep fees low. We've cut our fees eight times so far:
We removed annual member fees for investors under 18 in 2018, reduced the membership fee by $10 in 2020, and removed it altogether in December 2021. In 2023, total fund charges on our non-default KiwiSaver and diversified Investment Funds fell from 0.31% to 0.30%, then to 0.29%. We reduced fees on all diversified KiwiSaver and Investment Funds again to 0.25% in February 2024, to 0.24% in September 2025, and most recently to 0.23% on 1 October 2026.